I live in the south, and the weather is unpredictable. Was in the 70s last week...mid 40s this week. Coldest it's gotten so far is 21 degrees. Anyways, my fluffy gelding is rode quite frequently and just about over heated when it was in the high 70s. Dripping sweat...panting etc. Even when I ride and it's in the 40s I have to wait FOREVER to throw his blanket back on. So....I think I'm going to body clip him. I've done it to him once before, but not this early in winter. He has a high neck 220g fill winter turnout... is that enough? Or should I get a 300g fill blanket and neck cover? TIA...pic just because.