Penny is lovely. Certainly an easy keeper, but that’s not a bad thing. She’s not a horse that would be svelte even if she didn’t have a little extra padding. She’s back at the knee and her hocks seem a little high to me. I can’t decide what I think about how they’re set. Neck is a little short and shoulder might be straight. She’s a lovely girl, though, and the over all picture is nice and balanced. And she does her job well. That’s what’s important.